Chapter 1: 9 Tips to Benefit From Discounts
There are so many discounts you can get on a daily basis if you are paying attention. You may not be able to qualify for every single idea on every single day, but it may generate opportunities for other potential discount opportunities for the things that you need and want.
Chapter 2: 12 Interesting Jobs ideas for Retirees
If you're a retiree looking for another job to help shore up your bank accounts or buy something extra, or just to be around people, these options might work for you. Remember that you can change your entire direction if you want to, or you can leverage what you learned working and become a consultant. These twelve great jobs for retirees will make you want to get started now.
Chapter 3: Holidaying On a Budget For Retirees
Even when you're retired, you want to go on holiday. Holidays are essential to everyone, even if you don't work. Of course, today many retirees do work part-time jobs - especially money-savvy retirees.
Chapter 4: 9 Tips to Start A Budget
Creating a budget is relatively straightforward. You don't have to do without to live well on less if you are careful. Budgeting can even make you feel slightly richer after you start sticking to it, because you are using the money you have more wisely. Follow this method to set your budget and then work toward perfecting your plan.
Chapter 5: 8 Essential Finance Tips for Retirees
Your main priority once you retire is to reduce risk. You need to have a reliable income so that you don't have to worry. While every investment you make has a little risk, you'll want to focus on less risky options now because you don't have as much time left to rebuild your nest egg. Now your job is to focus on having the funds to pay for your life right now.
Chapter 6: 11 Tips to Maximize on Your Health Insurance
Health insurance isn't something most of us like to think about. It's expensive, and it seems like it doesn't even cover much. However, you can get the most out of your health insurance if you plan, are open to learning new things, and are willing to ask questions. Read on for some great tips.
- Make Sure You Have the Right Plan for Your Needs
- Keep Informed About Your Plan
- Call Customer Service
- Don’t Be Afraid to Question Charges
- Always Appeal “No” Answers
- Read Every Single Statement
- Use Only In-Network Providers
- Know Your Maxed-Out Number
- Use Your Discounts and Benefits
- Use All Preventative Screenings Covered and Freebies Offered
- Known When Open Enrollment Is Each Year
Chapter 7: Tips on Being Tax Efficient with Your Savings
According to the IRS, you must pay taxes on all the interest you receive, from the first dollar. Banks will send you a 1099 if you earn more than 10 dollars each year, but if you earn less, they won't send you the form. However, you still need to report all your earnings from savings. Some interest is tax-deferred which means you won't pay taxes until you withdraw it.
Chapter 8: Getting Additional Income By Selling Your No Longer Used Items
At least once a year, it's a good idea to go through your things and get rid of the items you don't need any longer. One way to get rid of them is to sell them. There are lots of ways to sell items these days, both online and off. Let's go over some ideas.
Chapter 9: Generating Cash From Your Property
If you own your own property, there are numerous ways that you can earn an extra income with it. The key is to ensure that it's legal where you are and that it fits your temperament, and you're sure to have fun doing it while making extra money.
Chapter 10: How To Find A Good Financial Adviser
Finding a safe place to get the best financial advice is an essential component in sound financial planning. Let's look at the various places you can find financial advice. Whether they are suitable for you (or not) depends on your situation and what you're trying to accomplish.